Products & Services | Stand-Alone Tail Coverage

Stand-Alone Tail Coverage - a new choice for a changing insurance marketplace.

"Stand-Alone Tail Coverage" is an extended reporting endorsement policy purchased from a new malpractice insurance carrier which covers only claims made against an insured during the years after their traditional claims made policy has expired. Historically, physicians could only purchase a "tail" or "extended reporting endorsement" from their incumbent carrier. However, in today's market, some carriers are willing to offer lower pricing for these "tails" than the cost of coverage from the expiring carrier.

It is also used in special circumstances where a medical operation is being sold or shut down, and will therefore not have any ongoing procedures performed but may have ongoing exposure to prior liabilities.

Medical malpractice insurance carriers are now offering "Stand-Alone Tail Coverage" at rates competitive to traditional tail coverage. Contact HealthCare Risk Specialists today at 877-505-4277 or request a quote for more information.